Six Reasons Every Driver Needs Auto Insurance

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According to the Bureau of Transportation Statistics, you can find over 254 million registered vehicles within the U.S. All those cars, trucks, and motorcycles must be covered by insurance in order to be legally operated on public roads. Ever thought about why that is? Why isn't we pay for something we might never use? Listed here are six good reasons every driver must have auto insurance.
1. It is the Law
Depending on where you live, you could be subject to fines and suspension of the driving privileges in the event you drive without car insurance. Some states may even impound your vehicle on the spot folks who wants produce proof of coverage.
2. It may well Save You Money
If you are associated with a car accident that was your fault, liability should pay for the opposite driver's expenses. This consists of both damage to property (the vehicle) and medical costs if either party was injured. Without coverage, you must bear the entire financial burden of the accident yourself, which could be thousands of dollars.
3. It Speeds Things Along
Although accidents are invariably unpleasant, when you have auto insurance, your insurer will help you through the post-accident process. Not merely will they deal with another party's insurance company which means you won't have to, they may also help you file an incident and even find a local auto repair shop. If you don't have coverage, however, you won't receive any help, advice, or instruction. Because of this, the process could drag on for months, or even years.

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4. Accidents Happen
Even if you're a great driver who has never been in a car crash, you will still need coverage. Why? Well, most drivers get excited about an accident sooner or later. Whether it is your fault or another driver's, you'll be asked to prove that you are insured. Around six million collisions reported every year in the U.S. - that's over 16,000 accidents a day - so you can a possibility that you'll end up dealing with one.
5. It Provides Supplemental Coverage
In case you are involved in a serious car accident and you have a bad health plan (or no health plan), vehicle insurance may help. Because most policies require accidental injury protection coverage, your auto policy should buy some of your medical expenses. This safeguard can be a blessing if you sustain a significant, chronic injury that requires rehabilitation or long-term nursing care.
6. It offers a superior Non-Accident Protection
Even if you aren't driving, your car or truck can sustain damage from the break-in, vandalism, or I think mother nature. Depending on your auto policy, you may be able to file an incident with your insurer that may reimburse you for just about any damage or loss.